Carpet Cleaning Insurance

Carpet Cleaning Insurance

This is a topic which is often thought of as the most boring thing in the world. Who cares about insurance? Not very many people, however whether it captures our imagination or not, it is a necessary evil for almost everything that we do. Insurance is a financial policy which allows damages to be paid for should something go wrong. This can be accidental or it could be a result of human negligence or crime. This is especially important with cleaning. It is something which we constantly need but something that a lot of people are not very good at. This is true also for carpet cleaning. Imagine that you paid a company to clean up your great new carpet. They come in and they do the job and everything looks great. Then you notice later that one of their machines has damaged a part of your furniture. The insurance would pay to restore this damage. This is especially important if you were the victim of a cowboy attack.

You may ask, shouldn’t the company have insurance of its own? Well yes they should, but more often than not you will call them up with a complaint. They will then take their sweet time before answering you in the hopes that you will get fed up and go away. Eventually when you answer them, the shy and embarrassed contractor claims that his insurance will not cover that type of damage. This is the point in which you may start throwing things around in anger. However, if you have your own insurance that is comprehensive, they cannot get away with this kind of thing. Let’s face it, contractors try to save as much money as possible. Some carpet cleaning services buy the cheapest most basic insurance to avoid paying for it. This means that when they are negligent, they can sometimes get away with it and at your personal expense.

That is not exactly fair but it is perfectly legal. In order for you to get some sort of piece of mind, you can maybe research companies which have good reputations. If they mess up, they will pay for it off their own backs out of decency and professionalism. However, honesty is not something which is particularly common when it comes to money. This is especially true if the cleaner is a single worker who may not have that much money left over to provide for that type of thing. In order for you to get more comfort when moving forward is to ask the carpet cleaning contractor for the details of their insurance possible. You can then do a sort of risk assessment of the area and see if the policy covers the things which may get damaged during the job.

Do not be the one caught out by cowboys who have purchased the worst insurance policy imaginable. You do not want to be the person who has a job done, something gets broken and you have to fork the bill. Make sure that you are hiring a carpet cleaner with a good reputation who is willing to show you their insurance policy before beginning to work. If you are looking for a trustworthy carpet cleaning expert in the Toowoomba area we highly recommend Super Carpet Cleaning, they have a friendly and professional service that we believe is the best in the area.